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Turning 65 means you’re eligible for Medicare, but understanding how to enroll and choose the right benefits can feel confusing. For most individuals, Medicare eligibility begins 3 months before your 65th birthday and closes 3 months after your 65th birthday. That’s where we come in. At Mary Wong Insurance, we’ll walk you through your options and explain the four key parts of Medicare: Part A (hospital coverage), Part B (doctor visits and outpatient care), Part D (prescription coverage), and Part C (Medicare Advantage, which often bundles A, B, and D with extras like dental, vision, and wellness care).
Medicare Enrollment Dates for 2026 Coverage
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Initial Enrollment – You’re eligible at age 65, but knowing how and when to enroll is key.
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Open Enrollment for 2026: October 15 – December 7, 2025.
This is your chance to review your current plan, switch coverage, or sign up for a new plan.
Original Medicare (Parts A and B) provides the essential foundation most people need at age 65, while Medicare Advantage (Part C) can offer more comprehensive coverage with lower out-of-pocket costs — though it typically requires using in-network providers.
We’ll take the time to compare Original Medicare vs. Medicare Advantage with you, ensuring you understand which plan fits your health needs and budget.
Let’s chat! Email us at Ma*********@***il.com or call 415-793-7979 for guidance you can trust.