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I’m living paycheck to paycheck. I’d like to start saving for the future, but I don’t want to be locked in. Can you help me set up a savings plan for my future?
Yes, practice some simple steps and then review monthly your savings account. A quick word of advice, there is no judgement. You may fall short, meet your goals, and/or will exceed your expectations. Money growth is a roadmap of your journey. Here are some steps:
1. Write down your dreams and financial goals. Dream big.
2. Review your money monthly to see where you can save your “extra” money, i.e. credit cards, savings. Investments?
3. Create a snapshot of how you spent your money during the prior month, your goal is simply to see if you stayed on course, over committed to saving an amount of money, or perhaps you can commit to saving more money. Review and then Write out a summary on an area of spending or saving you can improve in.
4. Look to the future to see what expenses are coming up, i.e. auto repair, replacing an appliance or computer. This will help you plan for tomorrow, so you are not surprised and have the money without the worry.
Our goal is to provide you with useable tools to Live Life Without Worry. Ask me how to create a plan for today and tomorrow to build your wealth. Call 415-793-7979 or email me at marywongins@gmail.com.
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